Discover a Debt-Free Life After School

Start

Empowering borrowers with clear guidance on federal forgiveness programs and repayment plans

Learn More
A student loan borrower sitting in a North American home office reviewing debt repayment approval paperwork with a joyful and relieved expression.
A student loan borrower sitting in a North American home office reviewing debt repayment approval paperwork with a joyful and relieved expression.
A financial advisor in a North American office explaining student loan forgiveness programs to a young adult client, modern bright office setting with slate navy accents.
A financial advisor in a North American office explaining student loan forgiveness programs to a young adult client, modern bright office setting with slate navy accents.

Public Service Student Loan Forgiveness Program

The Public Service Loan Forgiveness Program (PSLF) is the most accessible of all the Federal loan forgiveness programs, which means you may qualify! The PSLF program was created in 2007 by Congress however, most people are unaware of the forgiveness programs available to them. This includes complete Federal Student Loan Forgiveness once you’ve made 10 years (120) monthly payments on towards your debt. That benefit is available to you as of 2016, no matter how much you owe, and no matter how much you’ve actually paid which means you could qualify!

Student Debt Assist Services

PSLF HELP

Public service loan forgiveness assistance

Relief

IDR PLANS

Income-driven repayment guidance and help

DEBT COUNSELING

One-on-one expert aid for loan repayment clarity

DISCHARGES

Explore federal debt discharge qualification pathways

Info
Info
Info
Info

Who qualifies?

A smiling professional in a North American workplace holding student loan repayment documents, expressing relief and confidence.
A smiling professional in a North American workplace holding student loan repayment documents, expressing relief and confidence.
Close-up photography of hands reviewing Department of Education loan paperwork and budget calculations on a clean modern desk in North America.
Close-up photography of hands reviewing Department of Education loan paperwork and budget calculations on a clean modern desk in North America.
Get Relief

  • Works as a Nurse (via PSLF & the Nurse Corps Loan Forgiveness Program)

  • Works as a Teacher (via PSLF, Federal TEACH Grants, Perkins & Stafford Loan Forgiveness)

  • Works for the Government (via the Federal Employee Loan Forgiveness Program)

  • Works at a Non-Profit (via the Public Service Loan Forgiveness Program)

  • Serves in the Military (via a suite of Military Student Loan Forgiveness Programs)

  • Serves in the Peace Corps or AmeriCorps (via the Public Service Loan Forgiveness Program)

  • Is permanently disabled (via the Total and Permanent Disability Discharge Program)

  • Holds debt from a school that closed before they could finish (via the Closed School Discharge)

Get federal loan forgiveness updates, policy changes, and deadline alerts directly to you.